At the Money20/20 USA event in Las Vegas, taking place October 18–21, 2026, digital transformation leader Comviva and global network API aggregator Aduna demonstrated a significant advancement in financial security. The collaboration highlights how real-time network intelligence can be integrated directly into banking and fintech systems to combat fraud, streamline customer onboarding, and establish robust digital trust.

This demonstration marks a key milestone nearly a year after the companies announced their strategic partnership in November 2025. By combining Comviva's enterprise platform capabilities with Aduna's aggregated operator network, the partnership addresses some of the most pressing security vulnerabilities facing modern financial institutions.

The NGAGE Platform: Scaling Network Intelligence

At the core of this technological integration is Comviva's NGAGE platform, a new-age Communication Platform as a Service (CPaaS) powered by robust artificial intelligence engines. NGAGE serves as a unified and scalable access point for enterprises seeking to embed network intelligence into their digital customer journeys.

The platform operates at a massive commercial scale, serving as a bridge between telecommunications operators and enterprise clients. The scale of the NGAGE ecosystem is reflected in its operational metrics:

  • Supporting over 7,000+ enterprises globally
  • More than 40+ active deployments across various markets
  • Over 100+ distinct industry use cases addressed
  • Access to more than 130+ Communication APIs
  • Integration of over 25+ Network APIs
  • Processing more than 250+ billion messages annually

By utilizing this infrastructure, financial institutions can access complex telecom data through a single, standardized interface, eliminating the need to negotiate individual integrations with multiple mobile network operators.

Addressing Critical Fraud and Identity Challenges

As digital banking transactions increase, financial institutions face sophisticated security threats. Traditional verification methods, such as OTPs sent via SMS, are increasingly vulnerable to interception and social engineering. The collaboration between Comviva and Aduna focuses on replacing or reinforcing these methods with direct network-level intelligence.

Mitigating SIM-Swap and Enhancing KYC

The joint showcase highlights several critical capabilities designed to protect customer accounts:

  • SIM-Swap Detection: By accessing real-time network data, financial institutions can instantly detect if a customer's SIM card has been recently replaced. This helps prevent unauthorized access to accounts before fraudulent transactions can occur.
  • Number Verification: Direct verification of mobile numbers ensures that the device initiating a transaction or accessing an account is genuinely associated with the registered user.
  • Frictionless Onboarding: Integrating these network-derived insights into the Know Your Customer (KYC) process allows banks and fintechs to verify identities silently in the background, reducing customer friction and accelerating onboarding times.

These capabilities allow financial institutions to transition away from high-friction verification steps, creating a more seamless user experience while simultaneously elevating security standards.

Strategic Ecosystem Dynamics and Global Reach

The success of network APIs in financial services depends heavily on standardization and market reach. The partnership leverages the unique strengths of both companies alongside Comviva's parent company, Tech Mahindra.

Standardisation via CAMARA APIs

A primary barrier to the adoption of network intelligence has been the fragmentation of mobile networks. Aduna addresses this challenge by aggregating CAMARA-standardised APIs from leading mobile operators. This standardization simplifies how banks and fintechs access trusted network intelligence across different operators and geographic markets.

Furthermore, Tech Mahindra's extensive reach in the Banking, Financial Services, and Insurance (BFSI) sector provides a direct channel to deploy these capabilities at scale. This combined ecosystem allows financial institutions to implement standardized security solutions globally without managing complex, localized telecom relationships.

Future Horizons: Beyond Identity Verification

While the immediate focus of the Comviva and Aduna collaboration centers on identity verification and fraud prevention, the companies are actively exploring broader applications for network intelligence. Future initiatives will target areas such as lending risk assessment and payments intelligence, where real-time network information can provide deeper insights into user behavior and device legitimacy.

At Money20/20 USA, Comviva is showcasing the NGAGE platform alongside Tech Mahindra at booth MC-7. The joint exhibition demonstrates how the convergence of artificial intelligence, advanced analytics, network APIs, and digital platforms can help financial institutions accelerate innovation and deliver secure, modern customer experiences.